VATop pick
Active
29$369,000$19,523 down
- Rate
- 3.07%
7.40%today- Payment
- $1,659/mo
$2,700today
- 2beds
- 2baths
- 1,116sqft
Glen Haven, Colorado
Assumable homes for salein Glen Haven, Colorado.
1 home in Glen Haven carries an existing FHA, VA, or USDA loan you can take over, with locked rates from 2.90%. Assume the seller’s mortgage instead of financing at today’s 7.2%.
Live MLS data · Updated
Glen Haven assumable market
by the numbers.
1active assumable listing
2.90%lowest locked rate
$899kmedian list price
$1,413saved per month vs. 7.2%
About the market
Assumable mortgagesin Glen Haven, explained.
Every number on this page comes from the live MLS feeds UMe indexes for Colorado, filtered to Glen Haven. Updated October 2026.
How assumptions work for buyersGlen Haven, Colorado has 1 home for sale with an assumable mortgage as of October 2026: 1 VA loan that a qualified buyer can take over at the seller's existing rate instead of financing at today's roughly 7.2%. Rates on active Glen Haven assumable listings start at 2.90% with a median of 2.90%; 1 listing is under 4% and 1 is under 5%.
The median assumable home in Glen Haven lists for $899,000, with a median of $460,077 in cash to assume, the gap between the price and the remaining loan balance. At the median assumable rate the principal-and-interest payment is about $2,068 a month versus $3,481 for the same balance at today's rate, roughly $1,413 kept every month and $16,954 a year. The most active Glen Haven ZIP codes are 80532 (1).
UMe confirms the balance, rate, and assumability of each listing with the listing agent before marking it Certified. FHA, VA, and USDA loans are assumable by law, and you do not need to be a veteran to assume a VA loan. Once you are under contract, the loan servicer underwrites you rather than a new lender; most Glen Haven assumptions close in 45 to 90 days, and UMe tracks the file with the servicer and both agents so nothing stalls.
Verified in Glen Haven
View all 1 on the map Homes on the marketin Glen Haven.
VA
Active
31$575,000Potential short sale
- Rate
- 4.375%
7.40%today- Payment
- $3,264/mo
$4,526today
- 2beds
- 1baths
- 1,334sqft
178 Stanley Circle Drive, Estes Park
VA
Active
50$475,000$275,323 down
- Rate
- 2.50%
7.40%today- Payment
- $1,062/mo
$1,860today
- 3beds
- 2baths
- 2,192sqft
759 Palisade Mountain Drive, Drake
FHA
Active
46$1,995,000$1,647,699 down
- Rate
- 2.77%
7.40%today- Payment
- $1,632/mo
$2,761today
- 4beds
- 4baths
- 3,480sqft
3441 Saint Francis Way, Estes Park
FHA
Active
47$470,000$192,952 down
- Rate
- 2.81%
7.40%today- Payment
- $1,299/mo
$2,185today
- 3beds
- 1baths
- 982sqft
435 Columbine Avenue, Estes Park
VA
Active
40$650,000$269,039 down
- Rate
- 2.88%
7.40%today- Payment
- $1,775/mo
$2,960today
- 3beds
- 2baths
- 2,056sqft
130 Sly Fox Road, Drake
Live MLS collection. Loan balances, payment estimates, and cash-to-assume amounts update with the source listing. Taxes, insurance, HOA, closing costs, and secondary financing may change the final monthly payment.
Inventory snapshot
What’s in the mixin Glen Haven.
Live counts from the MLS feeds we index for Colorado. Updated October 2026.
- Active listings
- 1
- UMe Certified / verified
- 0
- Lowest rate
- 2.90%
- Median rate
- 2.90%
- Median list price
- $899,000
- Median cash to assume
- $460,077
Glen Haven listings by locked rate
- Under 4%1 home
- 4% – 5%0 homes
- 5% – 6%0 homes
- 6% and up0 homes
Glen Haven listings by loan type
- VA1 homemedian 2.90%
FHA, VA, and USDA loans are assumable by law. Conventional loans almost never are.
By neighborhood
Assumable homesby Glen Haven ZIP code.
Each ZIP opens the Glen Haven map zoomed to its listings, in assumptions mode, with rate and payment filters ready.
Run the Glen Haven numbers
What an assumable ratedoes to a Glen Haven payment.
The sliders start at the median Glen Haven assumable listing: $899,000 list price and a 2.90% existing rate. We compare the payment you would take over against financing the same balance with a new loan at today’s 7.20%. Principal and interest only; taxes, insurance, and HOA dues are the same either way.
The gap between price and balance is the seller’s equity: your cash to assume, or what a second loan can help cover.
Cash to assume (seller’s equity)$460,000
51% of the price. Eligible buyers can start with as little as 5% down using a second loan for the rest.
Your monthly payment if you assume in Glen Haven
$2,010/mo
New loan at 7.20%$2,987
Assumed at 2.90%
$2,010
Every month$977
Over five years$58,616
Interest you never pay$448,16326-year assumed loan vs. a new 30-year loan
Estimates for illustration. The real numbers depend on the loan, the servicer, and your qualification; every Glen Haven listing on UMe shows the actual balance, rate, and payment.
How it works in Glen Haven
How to assumea mortgage in Glen Haven.
You’re not applying for a new mortgage. You’re stepping into one that already exists, at the rate it was written. Four steps, and UMe owns the hard one.
Start with pre-qualification- 01
Find a Glen Haven home with a locked rate.
Every listing on this page carries an existing FHA, VA, or USDA loan. Filter the Glen Haven map by existing rate, monthly payment, or cash to assume instead of by list price alone.
- 02
Cover the seller’s equity.
You pay the seller the difference between the price and the remaining balance, a median of $460,077 in Glen Haven today. Cash, a second loan, or seller financing can bridge it.
- 03
Qualify with the servicer, not a new lender.
The current loan servicer reviews your credit, income, and debt just like a lender would. UMe prepares the file, works the servicer directly, and chases every follow-up so the 45-to-90-day timeline holds.
- 04
Close and keep the rate.
The seller’s balance, rate, and remaining term become yours. No points, no origination fee, no reset to 30 years, and a Glen Haven payment written in a different decade.
Glen Haven questions
Assuming a mortgagein Glen Haven.
The numbers below come from current Glen Haven inventory and update as listings change.
All assumption FAQsHow many assumable homes are for sale in Glen Haven?
As of October 2026, UMe tracks 1 active assumable listing in Glen Haven. Inventory refreshes from the MLS throughout the day, so the map may show slightly different counts.
What types of assumable loans are available in Glen Haven?
Current Glen Haven inventory breaks down as VA (1, median 2.90%). FHA, VA, and USDA mortgages are assumable by law, which is why they make up nearly all assumable listings. Conventional loans usually carry a due-on-sale clause and cannot be assumed. You do not need to be a veteran to assume a VA loan, though the seller's entitlement stays tied up unless you substitute your own.
What is the lowest assumable mortgage rate in Glen Haven?
The lowest rate on an active Glen Haven assumable listing is 2.90%, and the median across all 1 listing is 2.90%. 1 listing is under 4% and 1 is under 5%, compared with roughly 7.2% for a new 30-year loan today.
How much can I save with a mortgage assumption in Glen Haven?
Across current Glen Haven listings, the median principal-and-interest payment on the assumable loan is $2,068 per month versus $3,481 for the same balance at today's rates, a difference of about $1,413 every month, or $16,954 a year. The savings compound because you also keep the seller's remaining term instead of restarting a 30-year clock.
How much money do I need to assume a home in Glen Haven?
When you assume a loan you pay the seller the difference between the list price and the remaining loan balance. In Glen Haven that gap is currently a median of $460,077 on a median list price of $899,000. Buyers cover it with cash, a second mortgage, or seller financing; UMe can connect you with lenders who write gap loans behind an assumption.
Which Glen Haven ZIP codes have the most assumable homes?
The Glen Haven ZIP codes with the most active assumable listings are 80532 (1). Use the map to draw your own boundary or filter by rate, payment, and down payment inside any of them.
How long does a mortgage assumption take in Glen Haven?
Most FHA and VA assumptions close in 45 to 90 days. The loan servicer, not a new lender, underwrites you, and servicer turnaround is the main variable. UMe tracks the file with the servicer and the listing agent so nothing stalls, and every listing shows whether the assumption has already been confirmed with the seller's side.
Nearby markets
All of Colorado More assumable homesin Colorado.
Ready when you are
Stop overpaying for Glen Haven.The rate is already on the house.
Every listing on the Glen Haven map has a rate you can take over. Start with the ones in Glen Haven, get pre-qualified in minutes, and let UMe carry the assumption to closing.
